Apply now Accident Cover

R100 a month for dogs

R90 a month for cats

Overview of benefits and limits:
  • Up to R9 000 cover per pet's policy year and sublimit of up to R4 500 cover per accident.
  • Excess: for each and every claim the member is responsible for the first R300 or 10% of the applicable benefit, whichever is the greater. Thereafter, benefits are reimbursed at 100% of the Absolute Pets Pet Insurance Tariff Rate*.
  • Benefit renewal: benefits are renewed on the anniversary of the pet's policy start date.
  • A 10 % discount applies if you insure 2 or more domestic pets (cats and / or dogs)

An 'accident' is defined as any unforeseen event that results in visible, physical or bodily injuries as a direct consequence of at least one of the following:

  1. Motor vehicle accident
  2. Burn or electrocution
  3. The actions of another animal
  4. Swallowing a foreign object that requires surgical or endoscopic removal
  5. Snake bite
  6. Allergic reaction to an insect bite other than tick or flea bites

Or an accident resulting in:

  1. A fracture
  2. A broken bone
  3. A traumatic ligament or tendon injury
  4. Lacerations, abrasions or wounds

Below are a few examples of exclusions. Please note that this is not a full and complete list. For a full, detailed list of exclusions please refer to the Pet Accident Cover Policy Document and Pet Accident Cover Terms and Conditions.

  1. Voluntary euthanasia, disposal, burial or cremation of a deceased pet.
  2. A malicious act, deliberate injury or gross negligence caused by you or anyone living with you.
  3. Treatment for an accident that occurred before you registered with Absolute Pets Accident Cover or within the first calendar month after registration.
  4. Treatment of your pet should your pet not meet the requirements to qualify for Accident Cover.

Number of pets: This covers both domestic cats and dogs and you may cover as many pets as you like at the monthly fee of R100 per dog or R90 per cat. If you cover 2 or more pets on either Accident, Classic or Premium Cover plans a 10% discount applies to the overall monthly cost.

Waiting period: one calendar month waiting period applies from the start date of your pet's Accident Cover Policy.

Terms and conditions do apply. Please read the Absolute Pets Accident Cover Terms and Conditions together with the Rates and Benefit Schedule carefully.

For general or membership queries:
membership@petsure.co.za
For claims related queries:
0860 027 467 claims@petsure.co.za

Apply now Classic Cover

R245 a month for dogs

R200 a month for cats

Overview of benefits and limits:
  • Up to R35 000 of cover per pet's policy year (sublimits do apply).
  • Excess: for each and every claim the member is responsible for the first R300 or 10% of the applicable benefit, whichever is the greater. Thereafter, benefits are reimbursed at 90% of the Absolute Pets Pet Insurance Tariff Rate*.
  • Benefit renewal: benefits are renewed on the anniversary of the pet's policy start date.
  • A 10 % discount applies if you insure 2 or more domestic pets (cats and / or dogs)

YOU WILL NOT BE ABLE TO CLAIM IF YOUR PET IS NOT MICROCHIPPED.

Benefits - subject to overall annual maximum** of R35 000 Limits (per pet's policy year)
1. Gastrointestinal conditions R2 800
2. Skin conditions R2 800
3. Tick-borne diseases
(incl. Biliary and Ehrlichiosis)
R2 800
4. Clinical pathology (performed by clinical lab) R1 100
5. Complementary treatment - physio, acupuncture, hydrotherapy (R200 per session) R1 000
6. Consultations R1 900
7. Hospitalisation R 1 200
8. Histopathology (performed by clinical lab) R 750
9. Injection fees R700
10. In-theatre materials R3 300
11. Medicine and injectable drugs R2 800
12. Myelogram / MRI / CT Scan R1 300
13. Out-of-theatre materials R1 300
14. Radiation (R800 per session) R2 400
15. Radiology R1 300
16. Emergency boarding (Kennel or Cattery Fees) – Annual limit for all plans (with a daily limit of R100) - See Policy Document for full details. R1 200
17. Procedures
Cruciate surgery

One
Surgical or endoscopic removal as a result of swallowing a foreign object One
Back surgery (if eligible) One
18. Script levy for dispensed medicines R50 levy (per script)

* The Absolute Pets Pet Insurance Tariff Rate is based on PetSure's internal tariff of fees which is reviewed annually.

** The Overall Annual Maximum is per pet's policy year - the 12-month period between the anniversaries of the start date of the policy.

Below are a few examples of exclusions. Please note that this is not a full and complete list. For a full, detailed list of exclusions please refer to the Policy Document.

  1. Routine Care
    1. Annual check up
    2. Annual vaccinations (injection fee, materials and drugs)
    3. Deworming drugs
    4. Tick and flea control (e.g. Frontline, Promeris, Program etc.)
    5. Teeth scaling and polishing
    6. Sterilisation
  2. Any medical problem, condition, disease, injury, illness, infirmity or weakness that existed, occurred or was present before the start date of your insurance policy and /or during the waiting period.
  3. Recurring conditions or illnesses that started before the start date of your policy or during the waiting period.
  4. Illness or injury as a result of malicious or wilful harm or gross negligence toward the pet.
  5. Treatment of pets that are used for commercial use (for example, police or guide dogs, pets used for racing etc.)
  6. Costs of treatment provided by a non-registered medical practitioner or someone other than a vet.
  7. Elective procedures and cosmetic surgeries such as tail docking, dewclaw removal, ear cropping and more.
  8. Prescription and special diets, pet food, vitamins, mineral supplements and grooming costs.
  9. Treatment, training or other forms of therapy for behavioural problems.

Number of pets: This covers both domestic cats and dogs and you may cover as many pets as you like at the monthly fee of R245 per dog or R200 per cat. If you cover 2 or more pets on the Accident, Classic or Premium Cover plans a 10% discount applies to the overall monthly cost.

Waiting period: One calendar month waiting period applies, from the start date of your pet's policy, for accident and illness conditions. Six calendar months waiting period applies, from the start date of your pet's policy, for cruciate ligament claims.

Terms and conditions do apply. Please read the Absolute Pets Policy Document together with the Rates and Benefit Schedule carefully.

For general or membership queries:
membership@petsure.co.za
For claims related queries:
0860 027 467 claims@petsure.co.za

Apply now Premium Cover

R350 a month for dogs

R300 a month for cats

Overview of benefits and limits:
  • Up to R45 000 of cover per pet's policy year (sublimits do apply).
  • Excess: for each and every claim the member is responsible for the first R300 or 10% of the applicable benefit, whichever is the greater. Thereafter, benefits are reimbursed at 100% of the Absolute Pets Pet Insurance Tariff Rate*.
  • No excess applies to Routine Care claims.
  • Benefit renewal: benefits are renewed on the anniversary of the pet's policy start date.
  • A 10 % discount applies if you insure 2 or more domestic pets (cats and / or dogs)

YOU WILL NOT BE ABLE TO CLAIM IF YOUR PET IS NOT MICROCHIPPED.

Benefits - subject to overall annual maximum** of R45 000 Limits (per pet's policy year)
1. Routine Care - allocated as follows (with an overall limit of R1 200): R1 200
Annual check up R400
R800 toward:
Vaccinations (injection fee, materials and drugs); and / or
Deworming drugs; and / or
Tick and flea control (e.g. Frontline, Bravecto, NexGard, etc.)
R800
Dentistry (teeth scaling and polishing) R800
Sterilisation R900
2. Consultations R1 900
3. Hospitalisation R1 200
4. Gastrointestinal conditions R2 800
5. Skin conditions R2 800
6. Tick-borne diseases (including Biliary and Ehrlichiosis) R2 800
7. Clinical pathology (performed by clinical lab) R1 100
8. Complementary treatment - physio, acupuncture, hydrotherapy (R200 per session) R1 000
9. Histopathology (performed by clinical lab) R750
10. Injection Fees R700
11. In-theatre materials R3 300
12. Medicine and injectable drugs R2 800
13. Myelogram / MRI / CT Scan R1 300
14. Out-of-theatre materials R1 300
15. Radiation (R800 per session) R2 400
16. Radiology R1 300
17. Emergency boarding (Kennel or Cattery Fees) - Annual limit for all plans (with a daily limit of R100) - See Policy Document for full details. R1 200
18. Procedures
Cruciate surgery

One
Surgical or endoscopic removal as a result of swallowing a foreign object One
Back surgery (if eligible) One
19. Script levy for dispensed medicines R50 levy (per script)

* The Absolute Pets Pet Insurance Tariff Rate is based on PetSure's internal tariff of fees which is reviewed annually.

** The Overall Annual Maximum is per pet's policy year - the 12-month period between the anniversaries of the start date of the policy.

Below are a few examples of exclusions. Please note that this is not a full and complete list. For a full, detailed list of exclusions please refer to the Policy Document.

  1. Any medical problem, condition, disease, injury, illness, infirmity or weakness that existed, occurred or was present before the start date of your insurance policy and /or during the waiting period.
  2. Recurring conditions or illnesses that started before the start date of your policy or during the waiting period.
  3. Illness or injury as a result of malicious or wilful harm or gross negligence toward the pet.
  4. Treatment of pets that are used for commercial use (for example, police or guide dogs, pets used for racing etc.)
  5. Costs of treatment provided by a non-registered medical practitioner or someone other than a vet.
  6. Elective procedures and cosmetic surgeries such as tail docking, dewclaw removal, ear cropping and more.
  7. Prescription and special diets, pet food, vitamins, mineral supplements and grooming costs.
  8. Treatment, training or other forms of therapy for behavioural problems.

Number of pets: This covers both domestic cats and dogs and you may cover as many pets as you like at the monthly fee of R350 per dog or R300 per cat. If you cover 2 or more pets on the Accident, Classic or Premium Cover plans a 10% discount applies to the overall monthly cost.

Waiting period: One calendar month waiting period applies, from the start date of your pet's policy, for accident and illness conditions as well as Routine Care. Six calendar months waiting period applies, from the start date of your pet's policy, for cruciate ligament claims.

Terms and conditions do apply. Please read the Absolute Pets Policy Document together with the Rates and Benefit Schedule carefully.

For general or membership queries:
membership@petsure.co.za
For claims related queries:
0860 027 467 claims@petsure.co.za